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John T. Turco & Associates PC, LLO
Home » Bankruptcy Law » Debt Collection Practices

Debt Collection Practices

If you are being constantly harassed by phone calls and letters from creditors and debt collection agencies, you have a right to make them stop. In addition to the bankruptcy laws that provide strong protections to debtors, Congress has adopted laws to support fair debt collection practices.

At John T. Turco & Associates in Omaha, we help people in Nebraska and Iowa understand their rights to be free of harassment by debt collectors, and we help them decide whether bankruptcy is the best solution for their financial problems.

Explaining Your Legal Rights to Fair Debt Collection

Under a federal law called the Fair Debt Collection Practices Act, there are limits to what debt collectors can do to get you to repay your debts. They are not supposed to disclose any of your private information to anyone other than you, and they are only supposed to call within certain hours.

If you ask debt collectors in writing not to contact you anymore, they must stop all harassment such as phone calls and letters.

If you can prove that debt collection agencies are not being fair and violating the law, you may be able to sue them. In Nebraska, it is legal to record telephone conversations, so if you live in that state, you may want to record any calls you receive from debt collectors.

Helping You Stop Creditor Harassment

The services our attorneys at John T. Turco & Associates can provide in the area of fair debt collection practices depend on whether you decide to file for bankruptcy.

If you consult with us and choose not to file for bankruptcy, we can provide you with a letter to send to collection agencies to stop the phone calls and letters. Sending a letter will not stop lawsuits, foreclosure, repossession, or wage garnishment; only bankruptcy can do that.

If you do decide to retain us as your lawyers for the purpose of filing for bankruptcy, and if you have a particularly urgent situation, we can immediately contact your creditors to notify them that we represent you, and then they may not legally contact you directly. This will give you some relief even before your bankruptcy filing.

You don’t have to put up with being harassed by debt collectors. Our attorneys can help you understand and assert your rights.

We can help. Contact us to speak to one of our experienced bankruptcy lawyers or to arrange a free initial consultation. If you cannot come to our Omaha offices, we can consult with you by telephone.

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This site is not intended to constitute legal advice, nor does it create an attorney-client relationship. The materials on this site are not guaranteed to be complete or current, and they should not be relied on as a substitute for legal advice. This site conveys general information related to bankruptcy law in Omaha, Papillion, Bellevue, Gretna, Council Bluffs and surrounding communities. If you are contemplating or involved in any matter in which legal advice or other expert assistance is required, the services of a competent professional should be sought. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. This disclosure is required by rule of the Supreme Court of Iowa. Memberships and offices in legal fraternities and legal societies, technical and professional licenses, and memberships in scientific, technical and professional associations and societies of law or field of practice does not mean that a lawyer is a specialist or expert in a field of law, nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. This notice is required by rule of the Supreme Court of Iowa.

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(402) 933-8600
  • Free Bankruptcy Consultation
  • Home
  • About
    • Meet Our Bankruptcy Lawyers
    • Client Reviews
  • Bankruptcy & Debt Relief
    • Chapter 7 Bankruptcy
    • Chapter 11 Bankruptcy
    • Chapter 13 Bankruptcy
    • Small Business Bankruptcy
    • Bankruptcy and Divorce
    • Car Loans and Repossessions,
    • Credit Card Debt and Personal Loans
    • Foreclosure Assistance
    • Gambling Debt
    • Lawsuits and Garnishments
    • Liability Claims and Lawsuits
    • Medical Bankruptcies
    • Student Loan Debt Relief
    • Unemployment and Disability
    • Unpaid Taxes
  • Bankruptcy 101
    • Understanding Bankruptcy
    • What Type of Bankruptcy Do I Qualify For?
    • How to File for Bankruptcy
    • Life After Bankruptcy
    • Debt Collection Practices
    • Credit Reporting Practices
  • Client Resources
  • Blog
  • Contact
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