Chapter 7 Document Checklist
Before filing a Chapter 7 bankruptcy, you need to gather several documents for your attorney. These documents help your attorney analyze your situation and prepare a bankruptcy petition for you. This checklist provides an overview of the type of information needed.
Paperwork Needed to File Chapter 7 Bankruptcy
Income record
A complete income record for the last 7 months, such as paystubs, monthly profit & loss statements (for business owners), documentation regarding unemployment compensation, disability benefits, etc.
Bank statements
Bank statements (or transaction histories) for the last 7 months from all accounts that your name is on (including minor savings accounts). This also includes online financial accounts, such as PayPal, Venmo, Cash App, etc.
Tax returns
If you are required to file tax returns, you will need to provide your federal and state returns from the past 2 years.
Identification
You will need to provide a copy of your driver’s license (or other ID, like a passport or state-issued ID). Additionally, you will need to provide a copy of your Social Security card (or other proof of SSN, like a W-2 or 1099)
Bills, creditor statements, collection letters, legal notices
Provide a statement from your bills (such as a credit card/loan statement and medical bills). Also provide any collection letters and legal notices that you have received. We want to make sure all your creditors are listed in your Chapter 7 bankruptcy.
Property documents
Bring documentation regarding your property, such as vehicle titles, life insurance policies, stocks, retirement accounts information, etc.
Credit counseling certificate
Completing a credit counseling course is required to file bankruptcy. You will be provided a certificate once you have completed the course. Make sure to provide a copy to your attorney.
Other documents
Your attorney may ask you to provide other documents, or complete and return paperwork to the office (like a client questionnaire). Every case is different and additional paperwork may be necessary depending on your situation.
Understand Your Bankruptcy Options
Consider hiring a bankruptcy attorney to help guide you through the process and represent you in court. By gathering the items on this checklist and seeking the guidance of a bankruptcy attorney, you can successfully navigate the bankruptcy process and get the fresh start you need.
Note that you do not need to bring the following documents to a free initial consultation.
